Cost of Delivering a Baby With Insurance in Pittsburgh
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| Hello dear forum members, I simply constitute this website and am really eager to write my concerns and questions here and then hopefully I will get some answers. I am not U.South. citizen nor permanent resident (yet) me and my husband ( who is born and raised in Pittsburgh) are living overseas at the moment simply are planning to move back to Pitt after I volition get my Light-green Card. Correct now we are trying to decide where is information technology ameliorate to accept a kid, here in my land or look until nosotros move back to united states. I am trying to use any source possible online to discover out how insurances work in that location and will we be able to beget childbirth. So far I am thinking of having a baby here considering information technology seems similar it would be much cheaper compared to the prices in the States where they say C section cost starts from 30k which is more and so just outrageous for us. Here I can have the same process for almost 600$ or grand tops... I accept lots of mixed feelings about this tho..I tin't make a determination and information technology starts to annoy me because I hate not knowing what I am doing and what the plans are. And hither I plant this forum and hope to find some realistic answers from people who actually live in this city and had if non aforementioned merely at least similar experience as me. I am really i mean REALLY confused near how all this insurance things works there and I know that you NEED to have one in order to exist able to utilise whatever medical assistance at all...which is pretty scary for me Terminal edited past Ninikokami; 05-08-2016 at 08:49 AM.. |
05-08-2016, 08:36 AM 
I know there is obamacare and something else which lets people with low or no income to afford childbirth etc. simply how does that work? Me and my husband are planning to go jobs when we move dorsum but we don't know how soon we will be able to become decent jobs in order to be able to afford everything and I just don't want to wait much more to have a infant ( I am 28) . My husband really want to wait until we move back to States but I am confused . I would really appreciate if you guys with similar experience or knowledge about this subject could give me some practical suggestions, or just explicate to me at least the basics on how medical care works in Pittsburgh, and how much would it cost us to accept a babe , if let'due south say we had no insurance.. or which insurance is the best etc. Thank you lot all in advance for your answers!
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| If you won't have insurance, exercise not accept whatsoever medical procedure done in the USA. With insurance, a nativity will ready you back about $6000 as you will accident correct through your deductible. Without insurance, the sky is the limit. A friend of ours had a preemie near 2 months early that saw the hospital beak 250,000 to her insurance. I don't know the quality of Poland'south medical system, and then that is another thing to consider. Hospitals here will cheerfully recommend a 3d ultrasound and exam after test after procedure to make sure the baby is safe and healthy, costing a fortune, but improving outcomes for problematic pregnancies. |
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| I do know many people who opted to take their baby in the home country and non the US to avert the toll. Simply and so you take to await at quality of care (there is very, very adept quality of intendance in the US for mothers and babies) and clearing issues. Immigration bug will very based on land. I actually met 2 Chinese parents who came over *just* to give birth in the The states. |
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| What line of work are yous and your hubby in? Professional jobs, similar engineers, usually come with good insurance, which covers the family unit. So if you wait until yous move here, so your husband gets a good task with good insurance, then you should be able to have a baby here with relatively low costs, and guaranteed US citizenship for the babe. |
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| Your child is guaranteed a U.s. citizenship whether born in Poland or the Usa since your husband is a US citizen.. However, your child cannot become the president of the US in future if he's born in Poland :-) Anyhow, on a more serious note, in the absenteeism of jobs and insurance hither in the United states, in your shoes, I would accept a baby in Poland. Medical care is really expensive hither in the US fifty-fifty with great insurance. Nosotros've always had good to splendid insurance and nosotros've paid anything from $200 to $1200 equally co-pay for my normal deliveries. While the standard of care is high in the U.s., I honestly am not sure that all teh gazillion tests and U/S and stuff that you are subjected to as a meaning woman is always necessary except in serious conditions. They exam y'all to thy kingdom come.. so fifty-fifty more tests.. Also, I'k guessing you take family in Poland around you and it really does brand life easier with an infant to accept support around you vs. here with no jobs and a baby. Finally, maternity leave hither in the US is pretty bad. I dont know what its like in Poland but I feel pretty comfy guessing that its better than the US. |
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| Quote: Originally Posted by HighFlyingBird I practice know many people who opted to have their baby in the home country and not the US to avoid the cost. But and so you have to look at quality of care (in that location is very, very good quality of care in the US for mothers and babies) and immigration issues. Clearing issues will very based on state. I actually met two Chinese parents who came over *just* to requite birth in the The states. The US has ane of the highest infant mortality rates of the developed world and one of the lowest qualities of life for mothers with no guaranteed maternity leave and, fifty-fifty if you have it, it's by and large unpaid. We are ane of just a handful of countries, developed and otherwise, that do not have whatever safeguards put in place for maternity leave for parents. Then add together the stress of cost which can exist in the thousands even with insurance. Without insurance, fifty-fifty a healthy pregnancy is going to toll into the 5 digits and it doesn't take much for that healthy pregnancy to take a turn. Chances are, the OP would be better off in Poland on all fronts. |
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| Quote: Originally Posted by charolastra00 The U.s. has one of the highest infant mortality rates of the adult world and one of the lowest qualities of life for mothers with no guaranteed maternity leave and, fifty-fifty if you take it, it'south generally unpaid. Nosotros are one of simply a handful of countries, developed and otherwise, that exercise not have any safeguards put in place for maternity leave for parents. Then add together the stress of cost which tin can be in the thousands even with insurance. Without insurance, even a healthy pregnancy is going to cost into the v digits and it doesn't take much for that salubrious pregnancy to have a turn. Chances are, the OP would be amend off in Poland on all fronts. Actually, the IMR in the US is lower than that of Poland. |
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| Quote: Originally Posted by Katarina Witt Actually, the IMR in the United states is lower than that of Poland. Off-white enough! The difference isn't too huge, though. But to add to your betoken almost insurance, my brother and his wife just had their first child. Most of the pregnancy was healthy, but then in the last month she started to really bully. two weeks earlier the due date test came back with some worrisome results, then she was admitted to the hospital to monitor her and so, after 48 hours, induce labor. After iv days in the hospital with a failed induction attempt, she had a c-department where they constitute the cord wrapped about my niece'due south neck. Luckily, she was delivered earlier the situation became an emergency and baby is fine, but mom has had nil but problems ever since. She has been in the infirmary a full week now, and is expected to be in for a few more days until her doctors feel comfy with her blood force per unit area and pain levels. I of course don't know the intimate details of their health insurance, but my brother mentioned expecting to meet their out of pocket maximum: $x,000. You tin imagine how much that would price without insurance - I'd estimate at to the lowest degree a few hundred one thousand dollars. Thank G-d baby and mom are OK, merely you might likewise be dealing with the cost of a center attack if presented with the full bill! |
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| Quote: Originally Posted by COCUE Your child is guaranteed a U.s.a. citizenship whether born in Poland or the US since your hubby is a US citizen.. However, your child cannot go the president of the The states in future if he's born in Poland :-) Anyway, on a more than serious note, in the absence of jobs and insurance hither in the US, in your shoes, I would have a baby in Poland. Medical care is really expensive here in the United states of america fifty-fifty with great insurance. Nosotros've e'er had skillful to fantabulous insurance and we've paid anything from $200 to $1200 every bit co-pay for my normal deliveries. While the standard of care is high in the United states of america, I honestly am non sure that all teh gazillion tests and U/S and stuff that you are subjected to equally a significant adult female is always necessary except in serious atmospheric condition. They test you to thy kingdom come.. and and so even more tests.. Too, I'thou guessing you accept family in Poland around you and it really does make life easier with an baby to accept support around you vs. here with no jobs and a baby. Finally, maternity leave here in the United states is pretty bad. I dont know what its like in Poland just I experience pretty comfortable guessing that its better than the United states. Hi, first, thank you for your respond! I don't know why everyone here keeps proverb im from Poland, I'm not. I'm from Republic of Georgia. I wish I was from Poland |
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| Thank you all for your replies I appreciate that! Even though I am Not from Poland haha , I don't know what's upwardly with that but the full general point is clear, It seems to be style more cheaper here then back in States unless you are using some kind of regime care of have an amazing insurance... |
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Cost of Delivering a Baby With Insurance in Pittsburgh
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